Payment Means

Electronic Invoicing with Sproom provides the Payment Means setting to control how payment instructions are represented in your OIOUBL electronic invoices. By choosing the appropriate payment means type, you ensure that each electronic invoice carries the correct payment information for your customers — whether you use standard bank transfers or the Danish FIK payment system.

Feature Overview

Payment Means determines how payment details are structured in the electronic invoice XML. You can choose between Standard Payment Means, which uses Business Central's default OIOUBL payment information, and FIK Payment Means, which generates Danish FIK-compliant payment instructions. When FIK is selected, Electronic Invoicing with Sproom builds a complete FIK payment section including the creditor number, a calculated Payment Instruction ID with Modulus 10 checksum, the FIK payment channel code, and your company's bank details. Danish customers and their banks can then process payments directly from the electronic invoice using the FIK payment reference.

Typical Use Cases / User Stories

A Danish company invoicing public-sector customers needs FIK payment references on every electronic invoice so that payments are automatically matched in the banking system.
As a finance manager, I want the electronic invoice to carry the correct FIK Payment Instruction ID so that incoming payments are reconciled automatically without manual intervention.
A business serving both Danish and international customers uses Standard Payment Means for international invoices and FIK Payment Means for domestic invoices where bank transfer via FIK is expected.
As an accounts receivable clerk, I want to ensure the creditor number and payment ID on our electronic invoices are correct and include a valid checksum, so that customers can pay using their standard banking flow.
A controller transitioning from paper invoices to electronic invoicing needs FIK payment data embedded in the XML to maintain the same payment experience for customers who rely on FIK references.

Key Concepts

Standard Payment Means: Uses the default payment information generated by Business Central's OIOUBL functionality. No additional payment data is added by Electronic Invoicing with Sproom.
FIK Payment Means: Generates a Danish FIK payment section in the electronic document, including the Payment Instruction ID (derived from the document number with an optional suffix digit and Modulus 10 checksum), the FIK payment channel code, and the company's bank and creditor information.
Apply FIK Suffix Digit: An optional single-character digit inserted between the document number and the checksum in the Payment Instruction ID. Use this to differentiate payment references when needed.

Relations to Other Features or Apps

Payment Means extends Business Central's standard OIOUBL electronic invoicing by replacing or enriching the payment means section in the generated XML.
FIK payment means relies on company information set up in standard Business Central, including bank account number, bank branch number, SWIFT code, and the Danish bank creditor number.
Payment Means applies to sales invoices only — credit memos do not include FIK payment means.

Frequently Asked Questions

What is the difference between Standard Payment Means and FIK Payment Means?
Standard Payment Means uses the default payment information from Business Central's OIOUBL output. FIK Payment Means replaces this with a Danish FIK-compliant payment section that includes a Payment Instruction ID with Modulus 10 checksum, the FIK channel code, and your company's creditor and bank details.

How is the Payment Instruction ID calculated?
The Payment Instruction ID is derived from the document number, padded with leading zeros, optionally followed by a suffix digit configured in the Apply FIK Suffix Digit field, and finished with an automatically calculated Modulus 10 checksum digit.

Does Payment Means affect credit memos?
No. FIK Payment Means applies to sales invoices only. Credit memos use the standard OIOUBL payment information regardless of the Payment Means setting.

When This Feature Adds Value

You invoice Danish customers who expect FIK payment references for automated payment processing through their bank.
Your organization uses the Danish FIK payment system and needs electronic invoices to carry correctly formatted Payment Instruction IDs with valid checksums.
You want to ensure seamless payment reconciliation by embedding machine-readable FIK data directly in the electronic invoice.